Notify the claim online. Evaluate the damages digitally. Be prepared.

Were you involved in a car accident? Let us handle it.
We mediate the entire communication process with the insurer. We make sure all the information is sent correctly without fear of missing something.

Choose one of the PayPact services

Whether you choose to notify the claim or evaluate the damage, you can do everything straight from your mobile phone.

Claim

notification

You send the information about the accident and the damage, photos of damage, as well as the necessary documents using your smartphone

Damages

evaluation

Upload all the necessary documents and photos and we quickly send you the evaluation and a complete offer of parts needed for repairs.

All you need

for your claim

You can find all you need for a claim in our app, from the scene of the accident to the moment of receiving compensation.

Press mentions

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You are guided by the app every step of the way

In the case of an accident covered by the MTPL or CASCO insurance (soon), you can use the PayPact app after filling in the accident statement or the police report.

We guide you right from the beginning

Take photos with your phone straight at the place of the accident

We retrieve the data automatically

What the PayPact early users say

A simple and super fast solution

Making an MTPL claim in Romania can be pretty difficult. However, now I feel more relaxed before a trip, as I have this handy solution in case anything happens.

I managed to solve everything on my phone

Last time I had an accident, I wasted a few hours on the process. As a freelancer with deadlines, it’s frustrating. I wish I had PayPact then, it would have been a much faster process.

Save time and solve everything in a few minutes
straight from your phone

The only damage assessment application
in Romania

Assess the damage with PayPact and compare our offer with the one received from the insurer.

What the press says about PayPact

“The PayPact innovation is the file registration process via the web app.”

“A new insurtech promises to make life easier for both clients and insurers, by simplifying the claim process for MTPL insurance.”

The first Romanian platform dedicated to processing claims is launched

“The entrepreneur Dan Cobeanu, with more than 15 years of experience, prepares the launch of PayPact, the first platform that facilitates the process of obtaining compensation after accidents covered by the MTPL insurance.”

“The Scala Assistance co-founder launches a digital startup for MTPL claims, PayPact.
PayPact has developed a complete user flow that allows creating the claim file on your smartphone, just a few minutes after the accident has occurred.

The aggrieved party can create and send the claim file digitally using the PayPact web app, which guides them step by step, the entire process being reduced from one hour to 10 minutes.”

“The information about the claim is sent automatically to the insurance companies for quick validation.

Also, by having extended anti-fraud and data analysis capabilities, by identifying clients at banking security standards and providing a high performance data interoperability system, PayPact is a modern resource that extends the channels insurers have to support their clients.

Good news for drivers

“Drivers will soon have a new tool to solve one of the main issues in traffic: managing the MTPL claim file in the case of an accident. The PayPact application has already been presented to MTPL insurers.”

Questions about common traffic
situations

1.

What do I need to do if I am the aggrieved party in a car accident?

Make sure that all the involved persons are safe and the damage of the vehicles don’t jeopardize anyone’s safety (fire hazard, leaks, cutting edges, etc). If there are any injuries, call 112.

If there is no other damage than to the two involved vehicles, you can fill in an accident statement with the other party. If there is no agreement regarding guilt, it is necessary to contact the police to obtain a police report. Prepare all the necessary documents.

2.

What do I need to do if I am the guilty party in a car accident?

First of all make sure that all the involved persons are safe and the damage of the vehicles don’t jeopardize anyone’s safety (fire hazard, leaks, cutting edges, etc). If there are any injuries, call 112.

If there is no other damage than that of the two involved vehicles, you can fill in an accident statement with the other party. If there is no agreement regarding guilt, it is necessary to contact the police to obtain a police statement. Prepare all the necessary documents – car registration, driver’s license, ID, insurance policy , contact information.

3.

What documents do I need for an MTPL claim?

1st make sure you have a valid periodic technical inspection.
Valid insurance policy
Car registration
Driver’s license
(optional) ID
Contact information for the insured party, if different from the driver.

4.

What documents should I request from the guily party after an accident?

First check if the guilty party has a valid periodic technical inspection.
Valid insurance policy
Car registration
Driver’s license
(optional) ID
Contact information for the insured party, if different from the driver.

5.

When can I fill in an accident statement?

If the accident involves two vehicles on a public road, with valid insurance policies and periodic technical inspections. The two involved parties need to agree on guilt and then fill in the document with no police intervention. If the accident involves more than two vehicles, resulting in injuries or damage to other elements (fences, poles, etc), then you cannot fill in the accident statement and it is necessary to call the police.